Farm Insurance & Crop Insurance

Farm

For generations, Frist State Agency has been insuring farming setups of all sizes, from small family dairies to multi-million dollar Ag operations. Because we are an independent agency, we don’t represent just one single insurance company. Instead, we work with the best carriers in the industry and can provide you with quotes for farm insurance from each of them. Once we present you with your options and discuss them with you, you get the final say!

We’ll help you develop a policy that is customized to the unique needs of your particular farm. With proper protection for your home, farm structures, and personal farm property (including animals, stored crops and machinery), you’ll be able to concentrate on what you do best: feeding the world. We can insure just about anything you own, lease, farm, grow, plant, harvest, sell, or feed! Our policies include but are in no way limited to:

• Worker’s Compensation
• Property Insurance
• Casualty Insurance
• Umbrella Insurance
• Don’t See What You Need? Ask Us About It

Crop

At First State Agency of Sauk Centre, we believe that operating as a vibrant, independent, locally owned and operated insurance agency is a benefit to our farmers. When handled correctly, crop insurance not only protects farmers against catastrophic losses, it guards the country’s food system and secures the local economy.

A single storm can wipe out a grower’s entire income for that year and have financial repercussions that last for decades. First State Agency will work closely with you to tailor a crop insurance package that fits the needs of your farm and your family. We’ll help you understand how to best control risks, including damage from insects, frost, hail, wind, flooding, drought, and low prices. When the unthinkable happens, we’ll be here to advocate for you throughout the claims process. After all, we don’t work for insurance providers, we work for you.

 Programs Available Include Options Such As:

• Comprehensive protection for crops by establishing a dollar guarantee based on the applicable futures market exchange.
• Protection against any yield reduction caused by hail and/or fire.
• Assistance for those growers who have a yield that corresponds with the county yield.
• Protection against low farm revenue due to unavoidable causes.