(320) 352-7200

Recreational Insurance

Recreational Insurance

We Insure All the Fun Stuff!

First State Agency has the coverage you need for your recreational vehicles, including boats, RVs, campers, and other “big kid toys”. We’ll take the time to understand what you have, where you go, and what you’re doing when you get there to ensure that you are covered should the unexpected happen.


Your RV is nothing less than your “home away from home,” and it deserves to be protected as such. RV and camper insurance covers anything from large, bus-style motorhomes to pop-ups. Wherever you’re traveling, even if it’s to the backyard, we can create a policy tailored to your situation, which will protect you, your belongings, and your guests. Coverage may include:

  • Liability Damage
  • Physical Damage
  • Total Loss Replacement
  • Custom Equipment Coverage


Racing over fresh snow on a snowmobile─ you either love it or you hate it! If you enjoy spending beautiful winter days navigating the trails, make sure you and your snowmobile are protected from an accident or breakdown. First State agency will help you find the snowmobile insurance you need at a fair price, so you can enjoy smooth sailing this winter!


ATVs are built to be ridden across rough terrain, including through wooded areas, water, and across rugged hills. Because of this, owning one comes with certain risks; that’s why you want a comprehensive insurance policy that covers whatever comes your way.

Watercraft & Boats

We carry comprehensive insurance coverage for fishermen, their boats, and all the equipment and accessories that go with them. Depending on your policy, boat insurance may include:

  • Total loss replacement
  • Replacement of equipment & accessories
  • Great rates and discounts
  • Disappearing deductibles
  • Enhanced protection

A Long History of Excellence

At First State Agency of Sauk Centre, MN, we know that what sets us apart from our peers is the long-lasting relationships we build with the people we serve. Since 1880, we have been providing area clients with trusted insurance policies at fair prices. Contact us today to discover how we can insure your peace of mind.

Monday–Thursday 8:00AM–4:00PM   |   Friday 8:00AM–5:00PM

8:00 a.m. - 4:00 p.m.

8:00 a.m. – 6:00 p.m.

Whether you are looking for affordable insurance that protects you, your family, business, or employees, or need to file an insurance claim, reach out to the friendly, knowledgeable experts at  First State Agency.