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Workers’ Compensation

Without your employees, you wouldn’t be in business for long! They are valuable assets and a critical component of your success. Workers’ compensation insurance from First State Agency protects both your company and the people who work there. It provides an injured employee with necessary medical care and rehabilitation, replaces lost wages, and more. The business owner receives a solution that avoids having to pay these expenses out of pocket and circumvents costly court proceedings. Plus, you’ll sleep better at night knowing your most valuable asset—your employee—is being cared for and will hopefully be returning to work soon.

Understanding Your Business Helps Better Manage Your Risks

At First State Agency, our extensive knowledge of workers’ compensation insurance helps you manage risk while protecting your company, your employees, and those you do business with. Workers’ compensation costs have risen significantly in recent years for several reasons, including:

  • Rising medical costs in general.
  • Increased workers’ compensation litigation.
  • Inadequate management of workers’ compensation claims.

Workers’ Compensation Laws

Minnesota has strict mandatory workers’ compensation insurance laws. With a long history in the state and extensive experience in the industry, First State Agency will assist you in comprehending these laws, fulfilling the requirements, and protecting you and your employees in the event of an injury or illness. Contact us today for more information.

Our agents will take the time to thoroughly understand your business and your goals, and we’ll help you control your workers’ compensation costs and reduce the hidden expenses that result from worker injuries. Your company may be eligible for additional discounts for such things as class code analysis, experience rating analysis, correctly classed payroll, safety training, and loss control programs. Contact us today for more information.

Monday–Thursday 8:00AM–4:00PM   |   Friday 8:00AM–5:00PM

8:00 a.m. - 4:00 p.m.

8:00 a.m. – 6:00 p.m.

Whether you are looking for affordable insurance that protects you, your family, business, or employees, or need to file an insurance claim, reach out to the friendly, knowledgeable experts at  First State Agency.